As the sun rose this morning, many of us who pray the Liturgy of the Hours reflected on the antiphon from Psalm 36: “In your light, Lord, we see light.” It's a reminder that true clarity doesn’t come from market forecasts or legislative briefings—it comes from remaining anchored in God’s wisdom, especially when the world around us is shifting rapidly.

Yesterday, three themes stood out in the financial world—especially for those with $5 to $50 million in net worth. If you're reading this, you’re likely living in the tension of enough complexity to demand strategy, but still close enough to your roots to remember why you started building wealth in the first place.

1. Legislative Shakeups: The “One Big Beautiful Bill”

High-net-worth families are laser-focused on the U.S. tax code overhaul now taking form under the “One Big Beautiful Bill.” Provisions that once offered comfort—like unlimited charitable deductions or wide-open SALT strategies—are now under reform. The new rules are forcing a strategic rethink of how generosity, tax efficiency, and control fit together.

But rather than spark fear, today’s Morning Prayer gently reminds us through Isaiah: “Woe to those who rely on horses and chariots, but do not look to the Holy One of Israel.” (Isaiah 31:1). Relying solely on structures or strategies to preserve wealth misses the point. Stewardship is the call—and that requires prayerful action, not panic.

2. Flight of the Ultra-Wealthy: A Signal for the Rest of Us

From London to New York, the ultra-wealthy are re-domiciling in jurisdictions with friendlier tax regimes. While you may not be packing for Monaco or Abu Dhabi, these moves underscore a deeper theme: mobility is power. Families in the $5–50MM range are now re-evaluating where they live, where they give, and how nimble their structures really are.

There’s a spiritual nudge here too. The Office of Readings includes words from St. Bonaventure, reminding us that the soul must be “purified, illuminated, and perfected” through the journey of ascent to God. Perhaps this moment of financial reassessment isn’t about fleeing risk—but about repositioning your life toward what matters eternally.

3. Bitcoin & Beyond: Faith in the Invisible?

With Bitcoin surging beyond $123K, some investors are again tempted to chase speculative gains. For families managing legacy wealth, digital assets continue to be a tug-of-war between FOMO and fiduciary. There’s room for innovation—but not at the expense of prudence.

In Psalm 49, today’s Divine Office proclaims: “Though he call himself blessed, he shall join the generation of his fathers who will never see the light again.” This sobering reminder helps us orient our decision-making: financial returns are temporary; eternal returns are what endure.

A Final Word from the Saint of the Day

St. Bonaventure, whose feast we celebrate today, offers this beautiful counsel:

“If you learn everything except Christ, you learn nothing. If you learn nothing but Christ, you learn everything.”

Let that truth lead your family’s next decision—whether it’s about tax planning, geographic shifts, or strategic investing. Build wealth wisely, but never forget Who the wealth is for.